Word of the day: double-dipper. That's punishment of people who,

for years and years, troubled themselves to get up and go to work, at a job that paid a (modest but) sustainable wage and yielded a (modest but) reasonable non-social security retirement.  So, ya get a job afterwards, pay into social security, and work long enough - and some - to fulfill 40 quarters, your social security check will be SLASHED by about 40% ; especially, if you were stupid enough to have worked a job that was just above entry level - in short, a job that paid enough to cover basic living expenses.